We all love to shop in the holiday season as more discount and deals are available on our favorite products and brands. However, sometimes we become victims of scams while making purchase online. To avoid such kind of problem, especial on days like Cyber Monday,
Beware Of Cyber Monday Scams!! Cyber Monday comes with a collection of surprising deals, free shipping facility and Yes, scammers. The FBI and U.S. Attorney’s Office is caveat consumers on this year’s biggest online shopping day about cheater artists trolling the Internet for your credit card number of stealing your identity. In order to stay away from naughty hackers and keep yourself safe, we are going to provide you 10 tips that protect you while you are shopping online.
Choose Secure Sites For Shopping
Ensure to choose online an SSL secured site for shopping online. An SSL secured site always has web address that starts with https:// and has a little padlock icon next to it. Sensitive information such as credit card numbers will be encrypted by SSL-secured websites at the time of transaction. One can also click on the padlock icon to validate the identity of the certificate owner.
Use Dummy Email Account for Shopping
While shopping, we are finding many sites that require accounts/email logins to make purchase. So, it is advisable to create an extra email account for online shopping, marketing or newsletters to avoid risk of your personal correspondence and information.
Avoid Deals that are Too Attractive and Unbelievable
Shoppers are finding goods and gift cards in the holiday season as one of the hottest properties and some cybercriminals will be exploiting shoppers by getting it from them. Say for example, a free $ 500 Wal-Mart gift card is promoted by well-known Facebook scam. This deal seems to be attractive, but you must have to share this with your friends and take a survey to know the deal is true or not.
Make Use Credit Card
If you are shopping using credit card, it might put your savings accounts and checking at risk by stealing information. Credit cards for shopping are safer than debit cards as it allows you to dispute charges if required. There are many banks offering virtual credit card numbers for use. Virtual credit card numbers is one type of credit card numbers that comes with a purchase maximum and an expiration date, which is much useful while we are making online transactions.
Check Privacy Settings and Location
There are many websites and applications will share your GPS location automatically by default. Broadcasting the location when your entire family is not in the house might be risky. Many a time, we found apps will change your settings after downloaded. So, it is advisable to verify the downloaded services access to in your phone’s privacy settings.
Use legitimate Wi-Fi networks
It is must to verify the Wi-Fi network name (SSID) before connecting to a network and start your shopping process. Avoid using unsecured Wi-Fi networks or not to connect to random as it increases your security risks.
Ignore Email Advertisements
Users will find collection of mails with holiday promotions of all their favorite brands and products. If you want to avoid yourself for being hacked, it is must to enter the shop’s URL in your browser directly rather than clicking on link that available in mail.
Set Unique and Strong Passwords
While creating passwords, make sure to add numbers, letters and symbols to make it strong. Longer passwords are more secure than shorter and harder to crack as well. Additionally, avoid using same passwords for all accounts.
Make Use of Antivirus and Anti-Spyware software
While we are shopping online, we don’t want other people to track sites we are visiting and what information we are entering online. In order to avoid such things, it is must to install Antivirus and Anti-Spyware software to enjoy safe shopping.
Go Through Privacy Agreements
We don’t like that our information being accessed online. So, it is advisable to stay away from those websites, who are selling your information to third parties. Before making purchase, ensure to read all privacy agreements and device whether or not you want to click on “Agree” button. In case, you are encountered by any online store, then contact the Federal Trade Commission and submit a complaint form on the FTC website.